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Insurance Compliance Agent
Cross-references your active COI against the contract insurance schedule. Flags every gap in limits, endorsements, and required coverage.
How it Works
The Insurance Compliance Agent reads the insurance requirements in your contract and compares them line by line against your current certificate of insurance. Every gap in limits, missing endorsement, or expired coverage is flagged before it becomes a compliance issue on the project.
GAP DETECTED
Art. 14 · Commercial Umbrella
Umbrella coverage $1M below required threshold
Contract requires $5M umbrella liability. Current COI shows $4M. Non-compliant until COI is updated and resubmitted to the project team.
ACTION NEEDED
Art. 14 · Additional Insured
Additional insured endorsement missing from COI
Contract requires owner and GC named as additional insured on general liability policy. Endorsement not reflected on current certificate. Request updated COI from broker.
Required
AI Endorse.
Not on file
COMPLIANT
Art. 14 · General Liability
General liability meets contract requirements
Contract requires $2M per occurrence general liability. Current COI shows $2M per occurrence with policy active through Dec 2026.